Your Retirement Isn’t a Date. It’s a Design.
Many people spend decades building a career, growing a business, and accumulating wealth. Much of that effort is directed toward creating the freedom to one day step away from work.
Trying to time the market?
Three biases that may be working against you. Imagine coming home from work after a long, hard day. You pull into your driveway, ready for the next chapter of your day, and – imagine – you walk up to your front door, and right above your front door is a big sign with your home’s value on it, which gets updated minute-by-minute. Would you be stressed, worried, or tempted to control the performance of your real estate?
Shifting Burden of Retirement – And What It Means for Your Workforce
For decades, American workers relied on pensions to provide financial security in retirement. Employers bore the responsibility — funding and managing defined benefit plans that guaranteed income for life. But over time, the retirement savings model changed dramatically.
Today, the dominant vehicle is the 401(k) — a system that shifted the burden squarely onto
employees