Trying to time the market?
What are the first words that come to mind when you hear the word “investing”? Perhaps one is “growth” – the idea that over time wealth has the potential to accumulate, compound, and grow.
Shifting Burden of Retirement – And What It Means for Your Workforce
For decades, American workers relied on pensions to provide financial security in retirement. Employers bore the responsibility — funding and managing defined benefit plans that guaranteed income for life. But over time, the retirement savings model changed dramatically.
Today, the dominant vehicle is the 401(k) — a system that shifted the burden squarely onto
employees